Samson Ononeme, founder of MarketsXplora

By Samson Ononeme, Founder & Financial Content Strategist, MarketsXplora
Last updated: September 20, 2026.
FTMO Futures uses a monthly subscription model rather than a one-time challenge fee. Pricing starts at $119 a month for a 50K Growth account and runs up to $269 a month for a 150K Pro account.[1] The real cost depends on more than the sticker price, though — it depends on your account size, whether you pick Growth or Pro, how many billing cycles you actually need to pass, and whether you buy a reset along the way. This guide covers all of it: the subscription fees, the reset fees, what’s not charged, which account size gives the best value, and what passing realistically costs in practice.

Quick answer: how much does FTMO Futures cost?

Account Size
Growth
Pro
50K
$119/month
$139/month
100K
$169/month
$199/month
150K
$229/month
$269/month

All accounts bill monthly and include platform access and market data.[1]

Reset fees

Account Size
Growth Reset
Pro Reset
50K
$109
$129
100K
$159
$189
150K
$219
$259

What’s included in the subscription

  • The Evaluation account itself
  • Futures trading platform access — NinjaTrader, Tradovate, and TradingView
  • Market data
  • Monthly billing that continues until you pass or cancel

Once you pass, the Evaluation subscription stops. There’s no separate monthly charge for a Sim-Funded or Live Funded account.[1]

Is it a one-time fee or a subscription?

A lot of traders assume it’s a one-time challenge fee, like some other prop firms use. It isn’t. You’re charged when you buy the Evaluation, and billing renews on the same date each month for as long as the Evaluation stays active.

What happens when you pass

  • The subscription ends
  • The Sim-Funded account begins
  • No activation fee is charged
  • No monthly charge applies to the Sim-Funded account

Are there hidden fees?

This is usually the highest-intent question before buying, so here’s the direct version.

What you pay

  • Monthly subscription
  • An optional reset fee, if you want one

What you don’t pay

  • No activation fee after passing
  • No Sim-Funded setup fee
  • No Live Funded activation fee

Many futures prop firms charge an activation fee once you pass. FTMO Futures doesn’t.[1]

Why Pro costs more

The $20 to $40 monthly premium on Pro buys four things: a larger max drawdown, a higher payout cap, 100% withdrawable profit instead of 50%, and a different daily-loss structure — a hard limit instead of no limit during Evaluation. See the full breakdown in FTMO Futures Growth vs Pro. FTMO positions Pro as the option for traders who already manage risk tightly enough that the hard daily limit isn’t really a constraint.

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Cost per $1,000 of buying power

Sticker price alone doesn’t tell you which account is actually the best deal. Dividing the monthly fee by account size does.

Account
Monthly Fee
Cost per $1,000 of buying power
Growth 50K
$119
$2.38
Growth 100K
$169
$1.69
Growth 150K
$229
$1.53
Pro 50K
$139
$2.78
Pro 100K
$199
$1.99
Pro 150K
$269
$1.79

The 150K Growth account has the lowest cost per $1,000 of buying power of any tier. Every account gets proportionally cheaper as size goes up, on both plans — the flat monthly fee doesn’t scale 1:1 with account size, so bigger accounts stretch your subscription dollar further, provided you can actually handle the larger contract limits that come with them.

Pricing vs. risk limits

Cost per $1,000 tells you about buying power. It says nothing about how much room you actually get to be wrong. This table compares the monthly fee against the max drawdown you’re allowed.

Account
Monthly Fee
Max Drawdown
Fee as % of Drawdown
Growth 50K
$119
$2,000
6.0%
Growth 100K
$169
$3,500
4.8%
Growth 150K
$229
$5,000
4.6%
Pro 50K
$139
$3,000
4.6%
Pro 100K
$199
$4,500
4.4%
Pro 150K
$269
$6,000
4.5%

By this measure, Pro 100K and Growth 150K are the most efficient — you’re paying the smallest fraction of your risk allowance per month. The 50K tiers on both plans cost the most relative to the room they give you, which makes sense: fixed costs like data and platform access weigh more heavily on a smaller account.

Real cost scenarios: what traders actually spend

The sticker price only tells the story if you pass in month one. Here’s what it actually costs across a few realistic timelines, using the 50K accounts as the example — the same math scales proportionally to 100K and 150K.

Scenario 1: Pass in the first month

50K Growth: $119 total. 50K Pro: $139 total. One billing cycle, nothing else.

Scenario 2: Pass after three months

50K Growth: 3 × $119 = $357 total. 50K Pro: 3 × $139 = $417 total. No resets involved — the subscription just kept billing while you worked toward the target.

Scenario 3: Fail once and buy a reset

50K Growth: $119 (month 1) + $109 (reset) = $228 total before you pass. 50K Pro: $139 + $129 = $268 total. A reset restarts the Evaluation immediately instead of waiting for the next billing date.

Scenario 4: Fail twice and buy two resets

50K Growth: $119 + $109 + $109 = $337 total. 50K Pro: $139 + $129 + $129 = $397 total. Costs compound quickly with repeated resets — this is exactly why Step 2 of How to Pass FTMO Futures puts drawdown protection ahead of speed.

The pattern holds across every scenario: the real cost of FTMO Futures isn’t the $119 headline price, it’s $119 multiplied by however many attempts it takes you, plus any resets you buy along the way. Passing efficiently is the single biggest lever on total cost.

Which account size should you choose?

50K

May suit new futures traders, smaller budgets, and first-time prop traders still confirming their strategy works under real rules.

100K

May suit intermediate traders who want more contracts to work with and a better cost-per-$1,000 ratio than the 50K tier.

150K

May suit experienced, higher-volume traders who can use the larger contract limits and want the lowest cost per $1,000 of buying power.

Which plan offers the best value?

Best for budget-conscious traders

Growth. Lower monthly cost across every size, and no daily loss limit during Evaluation gives more room to recover from a bad day without paying for a reset.

Best for maximum payout potential

Pro. Roughly double the payout cap and 100% withdrawable profit make the higher monthly cost pay for itself quickly once you’re funded and profitable.

Best risk-to-cost balance

Pro 100K and Growth 150K, by the numbers above — both keep the fee under 5% of the account’s max drawdown while offering solid contract limits.

FTMO Futures pricing vs. other futures prop firms

Futures prop firm pricing moves fast — deep promotional discounts and, in at least one case below, a mid-year change to the entire pricing model. Here’s what each firm currently states on its own pricing pages, checked directly rather than pulled from a review site:

Firm
Pricing model
50K price
Activation fee
FTMO Futures
Monthly subscription
$119/mo (Growth)
None
Topstep
Monthly subscription
$49/mo, per Topstep’s own current pricing page
$149 one-time, on passing
Apex Trader Funding
Historically monthly subscription; multiple 2026 sources describe a shift toward a one-time evaluation fee — confirm the current model at checkout
$167/mo list, commonly discounted 70–90% via promo codes
Roughly $130–$360 depending on account size and path
MyFundedFutures
Monthly subscription, across several distinct plans (Core, Rapid, Pro, Flex, Builder)
$77–$125/mo depending on plan chosen
None on most plans

Two things stand out. First, FTMO Futures is the only one of the four with zero activation fee across the board — Topstep and Apex both charge one on passing. Second, headline monthly price alone is misleading here: Topstep’s and Apex’s list prices sit well above FTMO’s, but both run near-permanent promotional discounts that bring the effective price below FTMO’s $119. Apex in particular has been reported moving between subscription and one-time-fee pricing during 2026, so treat any specific Apex number, including the one above, as a starting point to verify at checkout rather than a fixed fact. See our full breakdowns: FTMO Futures vs Topstep and FTMO Futures vs Apex Trader Funding.

Common pricing mistakes traders make

  • Buying the largest account immediately. A 150K account costs more per month even though it’s cheaper per $1,000 — make sure the higher absolute cost and larger contract limits actually fit your capital and experience.
  • Ignoring reset costs. One reset can add close to a full month’s subscription on top of what you’ve already paid.
  • Choosing Pro only for the bigger drawdown allowance without accounting for its hard Daily Loss Limit — the added risk of one bad day failing the account isn’t always worth the extra room.
  • Underestimating how many months it might take to pass, which is the single biggest hidden driver of total cost.

MarketsXplora Value Rating

Pricing transparency
Strong — every fee is published with exact figures
Hidden fees
None found — no activation fee, no setup fee
Cost-to-drawdown value
Strong on 100K and 150K tiers, weaker on 50K
Cost-to-payout potential
Strong on Pro, given the 100% withdrawal rate
Subscription flexibility
Good — cancel anytime, reset optional rather than forced

Conclusion

FTMO Futures pricing is straightforward compared to many futures prop firms. You pay a recurring monthly subscription, an optional reset fee if you need one, and no activation fee after passing. Growth offers the lowest entry cost. Pro charges more in exchange for a larger drawdown allowance, a higher payout cap, and full withdrawal on profit. The best value depends less on account size and more on your trading style, your risk management, and how many billing cycles you realistically expect to need.

Ready to see which account fits your budget?

Check FTMO Futures Pricing →

More on FTMO Futures

Frequently Asked Questions

How much does FTMO Futures cost?

From $119 a month for a 50K Growth account up to $269 a month for a 150K Pro account, billed monthly until you pass or cancel.

Is FTMO Futures a monthly subscription?

Yes. You’re charged when you buy the Evaluation, and billing renews monthly for as long as the Evaluation stays active. It’s not a one-time challenge fee.

Does FTMO Futures charge an activation fee?

No. There’s no activation fee after passing, and no separate monthly charge on the Sim-Funded account.

What happens if I fail the Evaluation?

Your subscription keeps billing monthly, and a failed Evaluation rolls into a fresh attempt on your next billing date. You can also buy a reset to restart immediately instead of waiting.

How much does an FTMO Futures reset cost?

From $109 on a Growth 50K account up to $259 on a Pro 150K account, depending on plan and size.

Is Growth cheaper than Pro?

Yes, by $20 to $40 a month depending on account size.

Is the 150K account worth the extra cost?

By cost per $1,000 of buying power, yes — it’s the cheapest tier on that measure. Whether it’s worth it for you depends on whether you can actually use the larger contract limits it allows.

Can I cancel my subscription?

Yes, subscriptions can be cancelled, which stops future billing on that Evaluation.

What happens after I pass?

The Evaluation subscription ends and you move to a Sim-Funded account with no monthly charge. See FTMO Futures Review for what comes after that.

Samson Ononeme, founder of MarketsXplora

About the author

Samson Ononeme is the founder of MarketsXplora, an independent financial education and research platform covering cryptocurrency, forex, brokers, exchanges, trading platforms, and blockchain technology. He has more than 12 years of experience in financial content, with bylines at EarnForex, Kryptomoney, Cryptorunner, and AtoZ Markets. He turns complex financial products into clear, practical information that readers can use when they compare their options. Connect on LinkedIn and X.

This guide reflects FTMO’s published pricing as of the date above. Competitor pricing changes frequently via promotions and structural changes. Confirm current figures directly on each firm’s site before comparing. Prop firm terms in general are subject to change. Confirm current rules and pricing on FTMO’s official site before purchasing an evaluation. MarketsXplora may earn a commission from links on this page.

Sources: [1] FTMO, “Comparison Table,” ftmo.com/en/futures/comparison-table, last modified September 14, 2026.